A Woman to Be Admired

When I first heard of Joanna Shields, I saw the mom side of her. I read a story she had written on one of my favorite websites to read, and it just really made me admire her as a person. The story was about her young son and how she made his day. It had nothing to do with how powerful a businesswoman she is, but rather how she is a great mom. I wanted to find out more about her after reading that story, so I did some research on her. After everything I read, I knew that she was just the type of person to hold up as a role model to my own young daughters.

She is married and has a child, and her family definitely comes first in her life. She is able to balance her home life with a very successful business career, which is exactly what I wanted my daughters to have when they get older. They both want to marry and have families, but they also want to make a difference in the world. Read more

Beggars Cannot Always Be Choosers

When I graduated, I was flat broke. I did not have a penny to my name. It was difficult for me to find a job. I graduated in the middle of the economic recession. Many people like myself could not find work. I went to many job boards, but I could not find employment. I had expenses and needed to have some type of steady income to survive. I tried many temp agencies, but they were not very helpful. My friend told me about a new corporation. They needed contact center employees. He advised me that I could use him as a reference and he would refer me to his supervisor. I was very grateful.

The application process was very quick. It took less than a week. The supervisor quickly got in touch with me. He called me in for an interview and I gratefully accepted. He was very impressed with my resume. He mention that my friend bragged about me. He offered me a job as a contact center specialist. My job required that I answer phone calls from consumers and solve their problems. The pay was very modest. It was five dollars an hour. Read more

Services – My Most Valuable Tips

Why Hiring the Right Accident Attorneys is Essential for a Successful Case The aftermath of a car accident involves high expenses including medical care costs and lost wages, and the victim must contract a skillful accident attorney in order to win the maximum compensation package and secure the financial backup for any medical recovery. By contracting a trustworthy accident attorney, you will get to enhance the chances of winning a maximum compensation package from the insurance company of the guilty party. Just keep in mind that the more certified your accident attorney, the better as this can guarantee that your legal representative knows exactly how to handle every circumstance and legal procedure implied by your case. The accident attorney you contract will file a suit against the guilty party once a fair settlement cannot be reached with the driver’s legal representative – by doing this, your accident attorney will ensure that you get the maximum compensation package you are entitled to. Contracting a trustworthy accident attorney is the best thing for you to do as this professional knows exactly how to file your case, gather the necessary evidence and asses any circumstance of your accident in order to find out whether a pre-trial will be required or not. If you’re trying to contract the best professional, then you should shop around in order to choose an accident attorney who is able to handle your case and provide you with the maximum compensation package.
The Best Advice About Help I’ve Ever Written
Being a professional trained to help victims of car accidents to win maximum compensation, your contracted accident attorney will make things simpler and avoid any possible complication by following the necessary procedures and providing you with the wanted outcome. When it comes to securing the maximum compensation from the insurance provider representing the guilty driver, a reliable and experienced accident attorney must be hired in order to find the necessary evidence and build a solid and winning case.
Practical and Helpful Tips: Tips
Expertise and sobriety should be the main qualities of any accident attorney you want to hire and such qualities are best put to practice once the compensation package is won inside the court. Once a victim of an auto accident starts looking for efficient and reliable legal representation, an experienced accident attorney should be hired in order to gather evidence and build a solid case against the insurance company representing the guilty party. Professional assistance and legal guidance is required as soon as possible especially when having to deal with an unidentified culprit, involvement of other parties and discrepancies in police reports.

Practical and Helpful Tips: Attorneys

Do You Need To Hire An Accident Attorney? If you are someone that has recently been involved in an automobile accident, it is time for you to contact an auto accident attorney. An auto accident attorney is who you should be calling well before you call your insurance agent or contact the other party or parties who were also involved. To be able to help guide you through the proceedings and to make sure you are not taken advantage of by other invested parties, they are experienced and professional. These days, there are many ways you can find an auto accident attorney in a hurry and in this article we are going to talk about just a couple of them. The first resource you may like to use is a search engine on the internet. By doing this you will have the listing to every auto accident attorney in your area, with only a few key words and some clicks of the mouse. Actually narrowing this list down to only one or two accident attorneys whom you might like to contact is going to be the tough part, not getting this list. To help you narrow this list, you may want to try using the customer or client review section on the websites. A customer or client review section is a place on most company websites where past customer and clients can write about the experiences they may have had. Of course, depending on whether the client or customer had a good or bad experience, the reviews may either be good or bad. No matter if they are good or bad, taking the time to read through the reviews will give you a great idea of which auto accident attorney you would like to contact and which ones you would not like to contact.
4 Lessons Learned: Attorneys
Talking with your friends and family members is the second resource you might like to use to find a good auto accident attorney, which is wonderful if you do not trust getting advice from strangers on the internet. This is a great step because you not only know you will be getting truthful information, but if your family and friends are like mine, they will give you more opinions and information than you will ever need. Another wonderful aspect of speaking with your friends and family members is that you can ask some of the questions that may be concerning you. Since these are the people who have your best interests at heart, as you are asking your important questions you can be happy to know that the answers are honest and truthful. From the very beginning, this is a great way to locate an auto accident attorney who you will be able to trust.Valuable Lessons I’ve Learned About Businesses

6 Facts About Professionals Everyone Thinks Are True

The Cost of Hiring an Auto Accident Attorney If you have been involved in an accident which was caused by someone else, then you should thing about hiring a lawyer. Looking for a reliable, experienced and always available 24/7 auto accident attorney is recommended before you hire one. Hiring an attorney is not a must. You may represent yourself in the settlement case you have the necessary understanding and education of the auto law. Some of the situations that may lead you to hire an auto attorney include serious damage to your body, you are being sued by other parties, the other party has no insurance and you are not sure who is liable for the damages and many other reasons. If you find yourself in a situation that demands you hire a lawyer, then you should be ready to spend money for the services of a lawyer. Different lawyers in the market have different payment structures for their clients. If for example you hire an auto attorney to be on standby, the lawyer may ask for a fixed monthly salary from you. When this happens, the auto lawyer will ask for a very small fee when you have an accident involving the car. You may also prefer to hire an auto lawyer when you have a case. Here, the lawyer may decide to ask for a fixed price without knowing the outcome of the case. Here, you are taking a risk since you can lose both the compensation package and the money paid to the auto attorney.
A Simple Plan: Attorneys
One of the most used ways to pay the auto attorneys is the contingency fee. The lawyers ask for a certain percentage from the settlement amount. The contingency fee can be between 20 to 30 percent of the contingency fee. A good example is when a lawyer requires 30% of the compensation fee. If the total settlement amounts to $40,000, the total amount that the lawyers will be asking for will be $12,000 as their fees. Keep in mind that the client and the auto lawyers can always discuss and agree on a contingency fee.
On Services: My Experience Explained
The client may also incur other charges apart from the contingency fees which might include filing fees, paying for expert opinion and testimony and other court related fees. This include the cost of producing the medical bills, witness fee charge, exhibit fees, filing fees, court fees and document production fees. It is always good to make sure you understand all the expenses involved before the commencement of the case.

Finding Similarities Between Lawyers and Life

Guidelines on Choosing a Car Accident Lawyer Unless you have a legal background, representing yourself in court after an auto injury accident would be a bad move. Understand that hiring an attorney is not enough. You need a car injury lawyer with the ability to deliver. Finding a competent attorney is not an easy task. The guidelines discussed below will help you make a wise decision. Again, you need a professional that will win your claim. For a legal representative to win a claim, they ought to be competent. Make sure that the professional that you select has succeeded in a large percentage of the cases that they have handled. Whatever you do, do not assume that a well educated lawyer is better than a competent one. Attorneys that have managed numerous cases qualify as experienced. However, if they have never succeeded in any case that they have handled, hiring them would be illogical. Speaking to the lawyer’s past clients would give you insight regarding whether the expert is ideal for you. You ought to understand that filing a case in violation to the statute of limitations, among other rules will most likely lead to its termination. To avoid falling victim of case termination, choose a lawyer that guarantees filing your claim without delay. They should also be familiar with your local personal injury laws. Choosing an attorney over the internet is convenient, but the move comes with plenty of risks if the lawyer has no prior experience working in your state
The Beginner’s Guide to Attorneys
Insurance adjusters can be very annoying when it comes to negotiation. They usually go to great lengths to protect the interests of their employer. Your choice attorney ought to be willing to take a case to court if necessary because if they aren’t, the adjuster will know and exploit the opportunity. You should know that going to court is never enough. This is why you should ensure that your potential attorney has comprehensive trial expertise.
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If you lack money, it is obvious that you are worried regarding funding your lawsuit, as well as paying your choice lawyer. You have nothing to worry about because you can easily find a lawyer that can sign you up on a contingency and take care of case expenses too. Prior to signing any contract, ask if your lawyer will fund the claim and work on a contingency. It is also important that both of you agree on the terms of the same. For example, ask what amount of money the expert will charge you after winning the case. You ought to hire a lawyer that is financially stable to guarantee a smooth claims follow-up process.

CSA 2010 Regulations to Catch Freight Carriers and Transportation Industry Off Guard Says FMCSA

Substantial change is on the horizon for the Transportation Community and it looks as though news of the effect might be falling upon deaf ears. The Federal Motor Carrier Safety Administration has stated a limited percentage of the 500,000 current freight carriers have logged onto the CSA 2010 web page to check out their information. The FMCSA has strongly urged helping truck drivers and firms realize the consequences of the new legislation as well as the importance of observing their performance. FMCSA officials have been amazed that just over 2% of all motor carriers have actually logged in to ascertain their own scores and also make certain they are in compliance with the rapidly nearing regulations.

Countless people in the market from Owner Operators, Consultants, and Carriers, to Freight Brokers, 3PL’s and Shippers have regarded CSA 2010 Regulation as a “GAME CHANGER” for the trucking industry. The coverage of the new regulation continues to be widespread and has been the issue of several heated discussions. Generally there has been many charged discussions the industry and the FMCSA and Congress. Inspite of the pleas of many in the industry, Federal Officials have come to the conclusion that the large number of carriers whom have not logged on is a direct consequence of many carrier’s concentration on everyday operations which in turn do not allow them to focus upon the quickly nearing regulation.

The new Safety initiative will begin in December and also can continue to be implemented throughout most of 2011. Federal, State, as well as Local Officials will continue to train and improve the new system. December is going to be a very chaotic month for the employees of the FMCSA. The Agency’s goal for December 2010 is to help make the CSA information accessible to truck drivers and open to the public. In addition to making information available, the FMCSA will certainly begin sending letters to freight carriers whose information does not match current compliance requirements and identifying freight carriers which will receive field examinations.

Maybe the most significant issue of the project is that the FMCSA however does not have published requirements regarding exactly how the agency will certainly determine safety fitness. The FMCSA will issue a suggestion for exactly how it decides to figure out safety strength during the first half of the year. The Physical fitness criteria is a vital component of the CSA Regulation which in turn serves to separate the Compliance Review from a carrier’s safety rating and affix the requirements to the monthly performance data from the new Safety Management System.

The FMCSA recognizes that much concern exists in the driver and carrier communities. The FMCSA is not thinking of a public driver scorecard or rating/ranking of any kind. The Agency went on to further clarify it is not aiming to issue large driver suspensions and the Business will not be looking at policies to prohibit or constrain truck driver’s ability to drive based upon on physical characteristics such as weight, body mass index or neck size.

Though the FMCSA is not restricting drivers based on physical fitness, there are significant reasons why carriers should pay attention to their own status in the latest method. Presently there tend to be numerous risks carriers face when and if their own fleets drop outside of federal government guidelines, even while the FMCSA is being rolled out:

In addition to Federal Regulations, the dangers of having poor CSA scores in respect to their rankings.

Risk # 1) Shipper’s Carrier selection. If a Carrier’s scores tend to be jeopardized a Shipper, Manufacturer, Freight Broker or 3PL may re-assign their business to a different carrier with better compliance scores. It is crucial to understand the significance of properly serving their Customers with excellent service and compliance with federal regulation.

Risk #2) Availability of Reasonable Insurance Premiums. Insurance companies regularly review safety and compliance ratings as a foundation for determining carrier insurance premiums. Soon after December’s availability of the new CSA reporting, it appears insurance companies will use these scores as the benchmark for selecting rates. Non-compliance with these standards may inevitably result in increased premiums or lack of available premiums all together.

Risk #3) Claims payouts. Carriers with poor compliance scores typically pay higher Claims settlement values largely because the added care and safety taken with much more effective operations produces reduced claims rates.

Risk # 4) Inadequate Driver Environment. Good truckers will continue to seek out companies with increased CSA Scores since those companies with higher emphasis paid on far better ratings will certainly be more looked for by Shippers.

Risk #5) Possible FMCSA Intervention. Skirting the line of conformity will constantly place your company at risk of intervention or shut down by the FMCSA. This may cause employees and clients a like to feel much less confident about your ability to produce remedies regarding their needs as well as in your company’s service overall.

Preliminary data indicate that virtually 20% of all service providers on the road are in danger of a FMCSA Intervention into their operations. The new formula for evaluating safety compliance under the new regulation has discovered that more than 1/5 of the carriers analyzed will be very likely to get ‘unsatisfactory’ results; specifically in the Fatigued Driver Behavior Analysis and Safety Improvement Categories. The actual sample of 60,000 carriers suggested that the smallest fleets with less than five trucks saw risk of intervention grow from 10 to 15 percent, while the largest fleets with greater than 500 power units saw their risks decrease to 42 percent.

Driver exhaustion continued to be the biggest cause for concern, while vehicle maintenance, as well as unsafe Driving had been also seriously challenging categories. The crash indicator and dangerous driving BASICS dropped across the board specially amongst large fleets. Looking at of preliminary Safety Improvement Categories started August 16, 2010. The CSA 2010 Behavior Analysis and Safety Improvement Categories (BASICS) are:

1. Driving Unsafely.
2. Driving Outside of Driving
3. Driver Health & Fitness
4. Driver Chemical Abuse
5. Maintenance of Vehicle
6. Cargo Regulation Violations
7. Crash Statistics

Carriers deadline to preview their safety performance data and deal with any inappropriate conduct that could lead to accidents and fatalities on our roadways is on Dec 5, the national roll out of CSA2010.

View Full Article Here: http://blog.freightaccess.com/2010/11/carriers-slow-to-respond-to-csa-2010-requirements-as-deadline-rapidly-approaches-says-brad-hollister-of-freight-access-inc/

Impact of Globalization on Indian Textile Industry

Impact of Globalization on Indian Textile Industry (Author: S.Hariharaputhiran, Associate Prof. Dept.of Mgt.Studies VSB Engineering College, Karur)


Impact of Globalization on Indian Industry started when the government opened the country’s markets to foreign investments in the early 1990s. Globalization of the Indian Industry took place in its various sectors such as steel, pharmaceutical, petroleum, chemical, textile, cement, retail, and BPO.

Globalization means the dismantling of trade barriers between nations and the integration of the nations economies through financial flow, trade in goods and services, and corporate investments between nations. Globalization has increased across the world in recent years due to the fast progress that has been made in the field of technology especially in communications and transport. The government of India made changes in its economic policy in 1991 by which it allowed direct foreign investments in the country. As a result of this, globalization of the Indian Industry took place on a major scale.

The various beneficial effects of globalization in Indian Industry are that it brought in huge amounts of foreign investments into the industry especially in the BPO, pharmaceutical, petroleum, and manufacturing industries. As huge amounts of foreign direct investments were coming to the Indian Industry, they boosted the Indian economy quite significantly. The benefits of the effects of globalization in the Indian Industry are that many foreign companies set up industries in India, especially in the pharmaceutical, BPO, petroleum, manufacturing, and chemical sectors and this helped to provide employment to many people in the country. This helped reduce the level of unemployment and poverty in the country. Also the benefit of the Effects of Globalization on Indian Industry are that the foreign companies brought in highly advanced technology with them and this helped to make the Indian Industry more technologically advanced. The various negative Effects of Globalization on Indian Industry are that it increased competition in the Indian market between the foreign companies and domestic companies. With the foreign goods being better than the Indian goods, the consumer preferred to buy the foreign goods. This reduced the amount of profit of the Indian Industry companies. This happened mainly in the pharmaceutical, manufacturing, chemical, and steel industries. The negative Effects of Globalization on Indian Industry are that with the coming of technology the number of labor required decreased and this resulted in many people being removed from their jobs. This happened mainly in the pharmaceutical, chemical, manufacturing, and cement industries.

The effects of globalization on Indian Industry have proved to be positive as well as negative. The government of India must try to make such economic policies with regard to Indian Industry’s Globalization that are beneficial and not harmful. Impact of Globalization on Indian Textile Industry The initiation and development of globalization and Indian textile industry took place simultaneously in the 1990s. The Indian textile industry, until the economic liberalization of Indian economy was predominantly an unorganized industry. The economic liberalization of Indian economy in the early 1990s led to stupendous growth of this Indian industry. The Indian textile industry is one of the largest textile industries in the world and India earns around 27% of the foreign exchange from exports of textiles and its related products. Further, globalization of India textile Industry has seen a paradigm increase in the ‘total industrial production’ factor of this Industry, which presently stands at 14%. Furthermore, the contribution of the Indian textile Industry towards the gross domestic product (GDP) of India is around 3% and the numbers are steadily increasing. The process of globalization and Indian textile industry development was the effect of rapid acceptance of ‘open market’ policy by the developing countries, much in the lines of the developed countries of the world. The initiation and its subsequent development of globalization and Indian textile industry respectively, was effected by the Ministry of Textiles under the Government of India. The aggressive policy that was undertaken for the rapid development of globalization and Indian textile industry were really praiseworthy. The most significant step amongst them was introduction of “The National Textile Policy 2000″. This policy envisaged to address the following issues –

Increased global competition in the post 2005 trade regime under WTO Huge import volume of cheap textiles from other Asian neighbors High production cost with respect to other Asian competitors Use of outdated manufacturing technology Poor supply chain management and huge transit cost Huge unorganized and decentralized sector Further, this policy also aims at increasing the foreign exchange earnings to the tune of US $ 50 billion by the end of the year 2010. It includes rational projections for the overall development and promotion of all the sectors involved directly or indirectly with the Indian textile industry. Furthermore, this policy also envisages the inclusion of the huge unorganized and decentralized Indian textile sector under the organized textile industry. This is because the unorganized textile manufacturing sector in India accounts for 76% of the total textile production. The globalization of the Indian textile sector was the cumulative effect of the following factors – Huge textile production capacity Efficient multi-fiber raw material manufacturing capacity Large pool of skilled and cheap work force Entrepreneurial skills Huge export potential Large domestic market Very low import content Flexible textile manufacturing systems The Indian textile industry consist of the following sectors – Man-made Fiber Filament Yarn Industry Cotton Textile Industry Jute Industry Silk and Silk Textile Industry Wool & Woolen Industry Power loom Sector An approximate number of textile manufacturing companies operating in India are given below – Badges, emblems ribbons and allied products – 175 Bed covers, curtains, cushions and other draperies – 2471 Carpets and rugs – 270 Embroidery and embroidered garments, made ups and furnishing – 848 Fabrics and textiles – 3013 Yarns and threads – 1201 Jute products – 337 Kids apparel and garments -1052 Ladies apparel and garments – 2932 Men’s’ apparel and garments – 2936 Miscellaneous garments, textile and leather accessories – 1658 Yarns and threads – 1201 Wool, woolen garments, blankets and accessories – 468 Textile chemicals, dyeing and finishing chemicals – 239 The overall growth of the Indian textile industry can be attributed to the globalization. Today, the Indian textile industry employs around 35 million personnel directly and it accounts for 21% of the total employment generated in the economy. Globalization of the Indian textile industry has also facilitated introduction of modern and efficient manufacturing machineries and techniques in the Indian textile sector. Thus, much of India’s economic growth is largely dependent on textile manufacturing and exports. Impact of globalisation of textile industry on traditional weaving operations: It is significant to note that in spite of growing competitions and pressure caused by a modern textile sector and shortage/irregular availability of raw materials, almost all the weaver families surveyed have still been continuing their weaving operations to a limited scale. Nearly 26.5% of the surveyed women reported that the weaving activities of the family has seriously been affected due to competitive pressure of modern textile industry. About 58% of the women reported that their weaving operation has moderately been affected. The effect has been more sever for those women working under the co-operative societies and production centres. Majority (98%) of the women reported that modern textile items are available at relatively cheaper prices affecting market for handloom products. Nearly 87% of women respondents reported that growing consumer preference and test, in recent times, towards variety of modern fabrics has severely affected the demand for handloom items. Textile products being manufactured by organized spinning mills offer variety of design and fabrics and attract more number of consumers, squeezing the market size for traditional handloom products, as reported by 58% of the women respondents. The growing consumer preference for modern textile products is directly attributed to increasing investment made by the organized sector on advertisement and promotion. The opinion of the surveyed women respondents call for modernization and technological upgradation of the traditional handloom industry in order to retain its unique position and to achieve economy in competitive environment. Provision of sustainable supply of good quality of raw materials can greatly aid in smoothening the operational crisis in handloom sector. There has been steady decline of the functional performance of the weaver co-operative societies and production centres as a result of growing competition caused by the organised modern textile industries. Nearly 66.7% and 17.5% of the women respondents alleged that the functioning of their societies and production centres have severely and moderately been affected due to the competitive situation caused by the modern textile industry. The competitive situation caused by the modern textile industry has resulted in complete stoppage and stagnation of the societies, decreased sales volume, low and irregular supply of raw materials, irregularity of wage payment, reduction of members, weakening of the financial status, stoppage of bank credit loan etc. Nearly 52.5% of the respondents under co-operative sector reported that the function of the co-operative societies and production centres has drastically reduced to very low level. Even several societies and production centres have stopped working. The strength of membership has gradually been reduced in several societies and centres, as reported by 15.8% of the surveyed women. Sales volume of several societies has considerably been reduced. In spite of stiff competition and resulting weakening of their traditional business, almost all the surveyed weaver families are still continuing their traditional business, with much hardship. At present, nearly 69.4% of the surveyed families reported having one working loom with them. Hardly 2.9% of them reported the status of their loom as non-functioning condition. Nearly 27.7% of the surveyed weaver families reported possessing two working looms. It is noticed that maximum proportion (72.5%) of the weaver families is operating their looms 46-75 hours in week. The actual hours of utilisation of looms by surveyed families fall far behind the actual available hours per week. The low level of utilisation of loom is directly attributed to inadequate and irregular supply of raw materials, low demand/sales of the handloom products and associated financial problems faced by weavers and cooperative societies as well. The reasons for low utilisation looms mainly relate to stagnation of demand, shortage of raw materials, shortage of loom accessories etc. Excessive delay in receiving the raw materials through co-operative societies and production centres has greatly reduced the level of utilisation of their weaving assets as reported by 12.3% of the surveyed families. Only 26% of the surveyed weaver families reported that there is no scope of further increasing the level of operation, but remaining 74% of them expressed their hope for further increasing the level of operation. Nearly half of the surveyed families expressed their need for modernizing their loom either by replacement or by repairing their old looms. Most of the weaver families are conversant with their existing types of looms and hence needed replacement of similar type. About 40% of the weaver families, who expressed their need for modernisation, felt the need for repairing their old looms to make it more productive and functional. Around 43% of weaver families expressed the need for adding few more number of looms to their existing set up. All the weaver families opting for modernisation reported that such modernisation could result in increase in the processing of yarns and improving their level of operation. Nearly 17.5% of the weaver families who opted for modernization reported that such modernisation would contribute to improving the quality of their handloom products. It is noticed that the average quantity of yarns being processed per weaver family per month, in the co-operative sector, in the past was 4.9 kg. per month which has marginally come down to 3.9 kg. per month per household, in the current period, due to decline in sales of handloom products. In case of families under non-co-operative sector, the average consumption of yarn per family per month has marginally declined from 4.9 kg. (past) to 4.1 kg. in the current period. The average monthly consumption of dyes per household has marginally declined from 583 gm. (past) to 517 gm. in the current period, showing a decline of 11.3%. In keeping with this stagnating market for handloom products in the face of increasing competition posed by modern textile sector, demand for yarns per month per household shows decline from 5.1 kg. (past) to 4.7 kg. in the current period. As a whole, the monthly requirement of yarn in the current period varies in the range of 2 kg. to 12 kg. per household. The wide variation of requirement as well as consumption of yarns and dyes by different households reflects the great deal of variation of time and efforts needed for different type of handloom products, quality design and highly crafted fabrics needing relatively more time and processing efforts. As a whole, the actual monthly requirement of yarns per households is nearly 17.5% higher over what they receive and process, in the current period. The average monthly demand of dyes per household show a decline from 591 gm. to 520 gm. (a decline of 12 %) in the current period. Among the beneficiaries procuring yarns, the extent of dependance on co-operative societies as sources of supply has greatly decreased and most of the beneficiaries are now depending on local market for procuring yarns. While 54% of the weaver families were depending on co-operative societies as the source of supply of yarn. Currently only 9% of them are depending on the societies for this purpose. It is important to note that majority (89%) of the weaver families reported depending upon local market for procuring yarns for their weaving operation, while only 46% of them were depending on the local source of supply in the past years. The co-operative societies, which are earlier playing an important role for supplying raw material for traditional weaving, have been relegated to a very miserable position in this context. The scarcity of funds and operational weakness of most of the co-operative societies has been responsible for decreased dependence of the weaver communities on them for procuring raw materials. About 53% of the weaver families reported facing shortage of yarns and dyes required for processing their handloom products, at present. However, 47% of the surveyed families reported that they did not face any shortage of yarns and dyes. The percentage of weaver families reporting shortage of yarns and dyes relatively belongs more to the co-operative sector as compared to those not supported by co-operative sector. Nearly 40.5% of weaver families, who reported shortage of yarns and dyes to meet their production requirement, stated that their weaving operation has moderately been affected due to such shortage, at present. The weaver co-operative societies have failed to ensure steady supply of yarns and dyes to its members to maintain continuity in handloom operation. Nearly 50.5% of the surveyed families expressed their dissatisfaction on the role and performance of the co-operative societies in the context of arranging and supplying required quantity of yarns and dyes to its weaver members, at present. The major reasons of dissatisfaction of the weaver families on the services of co-operative societies mainly pertain to irregularity in supply, inadequate of quantity of supply and poor quality goods delivered. About 56.1% of the weaver families, who expressed dissatisfaction on the services of the societies, reported that supply of yarns and dyes by the societies is frequently irregular. Among the various kinds of woven goods, it is interesting to note that almost all the households engaged in weaving produces sarees. Only small number of families produces other items like dhotty, bedsheets, cloth pices, towels etc. The average number of pieces of sarees produced in a month per weaver household is nearly 8. The average number pieces of sarees produced per weaver households have come down form 10 (past) to 8, at present. Similarly, there has been reduction in monthly production of different category of woven products, as reported by surveyed weaver families. The average value of production of saree per household per month shows a decline from Rs.4,300/- (past) to Rs. 4,000/- at present. The handloom products having its own superb and distinct position in textile sector enjoy a wide spread market in both rural and urban areas. The competitive pressure exerted by modern textile products has not created any perceptible change in the acceptance and the choice of customer segment for handloom products. Due to growing deterioration of functional performance of the weaver co-operative societies and production centres, majority of the weaver community has switched over to direct marketing. The average monthly sale per household of handloom products in terms of pieces through co-operative societies has declined from 15 (past) to 3, at present. On the other hand, the average monthly sales of different handloom goods per month per household have increased from 7 (past) to 13 (current), through open market. In terms of change in value of woven products sold through co-operative societies, it is found that the average value of monthly sale per household has decreased from Rs. 5,000/- (past) to Rs. 1500/- at present. Conclusion : With liberalization of Indian economy, the modern textile industry has posed serious threat to the traditional handloom industry. Rapid technological upgradation and automation in modern textile industry has made high volume of production of a variety of quality synthetic and cotton textile items, enjoying competitive advantage over the handloom products. The handloom industry, both in co-operative and private sector, with its vast rural work force especially of weaver communities is confronted with challenge of competitive economic environment. The weakening position of handloom sector in the wake of global competition of textile industry has posed a serious threat to the socioeconomic life of the traditional weaver communities, in general and to the socioeconomic status of rural women of these weaver communities in particular.

Key word: Textile industry, Modern Textile Products, Traditional weaving operations.

Leather Industry Of India

The leather industry in India holds a very prominent place in the Indian economy. The leather and leather products industry is one of the oldest manufacturing industries in India. The Indian leather industry provides employment to about 2.5 million people in the country and has an annual turnover of approximately US$ 5,000,000.

The industry has a massive potential for providing more employment, growth, and exports. Recently, the exports of leather and leather products have gained massive momentum. The exports of Indian leather goods have registered phenomenal growth. This is mainly because great emphasis has been placed on the planned development of the leather industry and at the optimal utilization of available raw materials.

Over the years the leather industry in India has undergone drastic change from being a mere exporter of raw materials in the early 60′s and 70′s to now becoming an exporter of finished, value-added leather products. The main reason behind the transformation is the several policy initiatives taken by the government of India. The proactive government initiatives have yielded quick and improved results. Thanks to the government efforts today, the Indian leather industry has attained a prominent place in the Indian export and has made the industry one of the top 7 industries that earns foreign exchange for the country.

Since India adopted the globalization and liberalized economic policies in 1991, the leather industry has flourished consistently in several ways and has contributed heavily to the Indian exchequer. Though the industry has developed, it still has great potential for more growth and investments. Investing in Indian leather industry is particularly advantageous because the industry is poised to grow further and achieve a major share in the global trading market.

The government of India in its Foreign Trade Policy for 20002009 has identified the leather sector as a focus sector in view of its immense potential for export growth and generation of employment generation prospects.

Investment opportunities in the leather industry lie in different segments related to the industry, which include tanning and finishing of leather products, manufacturing of leather garments, manufacturing of leather footwear and footwear parts, and manufacturing of leather goods, such as harness and saddlery amongst a host of other opportunities.

Amongst all the industries mentioned above the footwear industry in particular holds greater potential for investments in India. India produces approximately 700 million pairs of leather footwear every year and accounts for an 18% share of the total Indian leather export.

After footwear manufacturing of leather goods promise great investment opportunity. Manufacturing of leather products, such as wallets, travel wares, belts, and handbags offer great returns on investment.

India is one of the best destinations in the world for investing in the leather industry because India is endowed with abundant raw materials required for the industry to grow. India has a huge population of cattle. India accounts for 21% of the worlds cattle and buffalo and 11% of the worlds goat and sheep population. Apart from the easy availability of raw materials, investors are able to enjoy an easy and abundant supply of skilled manpower, world-class technology, competent and favorable environmental standards, and the devoted support of allied industries.

Several leading international leather goods manufacturing brand names, such as Hugo Boss, Tommy Hilfiger, Versace, Guess, and DKNY, have invested in India and are engaged in sourcing leather goods from India.

The Emerging Adult Toys Industry

Sex toys or adult toys have been in vogue for many years now. Gone are the days when possessing a sex toy was considered taboo. Now – a – days there are a large number of adult toy stores and brands selling sensuous, hi-tech and highly pleasurable toys to anybody who desires them. There are a large number of online retailers as well for people who prefer to buy Sex Toys Online. Adult toy brands are coming up with creative designs and toys powered with the latest technologies. The whole industry is going through a makeover as people have started to take the business more seriously.

Brands Are Taking Over Some adult toy brands have established themselves as industry leaders and consumers are increasing leaning towards buying branded adult toys. These companies are providing some ground breaking and radically designed sex toys for couples. Recently, males have also shown increased interest in using adult toys compelling these companies to manufacture various sex toys for maleconsumers as well.

Pornstars Have Joined The Bandwagon Several adult film stars have also become a part of this industry being attracted by the lucrativeness of this business. Stars like James Deen have launched their own signature adult toy collection and these toys are being lapped up by people of all ages. Adult film expos have become a meeting ground for adult toy brands and the specialized line of collections.

Advanced Technology And Designs Adult toys have come a long way from being just a novelty product used by a limited number of people to a lifestyle choice being embraced by thousands of people each year. The latest sex toys for male and females have evolved from crudely designed and carelessly packed tools of masturbation to highly sophisticated and tastefully decorated means of pleasure. In fact, the packaging of most new adult toys does not give the slightest of hint about what product is contained inside. Toys like dildos, vibrators and artificial genitals are being designed with complete medical knowledge to arousethe perfect spots in male and female. Many of the newer toys resemble sleek gadgets like iPods.

Easy Availability Online Like every other product, availability of Sex Toys Online has helped the industry grow exponentially over the last few years. Now people can order the sex toys of their choosing by just logging in to a sex toys for couples website, go through the description of the products, choose the one they like and pay online. Products are delivered to the doorsteps of customers to make the buying experience quick and easy.Many Sex Toys Online retailers offer good discounts on the product to make them affordable for common consumers.

There are some big changes happening in the adult toys industry. Many Sex Toys Online retailers have gone through a complete revamp of their services and their products. Leading brands are updating their product line up and services as well. Observing these trends, it can be safely predicted that adult toys industry is gearing up for a boom.

Mery Holmes is associate author at My Bedroom Boutique, the adult store offering a range of sex toys online. Buy online sex toys for couples, sexy lingerie, sexy gifts, gay toys, stockings, hosiery, vibrators, sex enhancer, erotic games and much more.

Related Articles – my bedroom boutique, sex toys online, bondage gear, fetish wear, sex toys for couples, sex toys for male, toys gay sex, sexy lingerie,

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Please Read On To Find Out About Payday Cash Loans

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Pay day loans are some thing you should comprehend prior to deciding to acquire one or not. There is lots to think about when you think of obtaining a payday advance. Consequently, you will desire to expand your knowledge about the subject. Go through this informative article for more information.

Be aware of the charges which come with a pay day loan. Even if you probably usually do not want to consider every one of the charges you’ll be accountable for, you have to know these details due to the fact charges could add up. Demand that firm will provide you with record proof that contain the quantity you are obligated to pay. If you fully grasp each of the terms engaged, you may help in keeping your payment expenses as low as possible.

Make sure that you understand just what a pay day loan is before taking 1 out. These financial loans are generally of course by companies which are not banking companies they lend little amounts of capital and need almost no paperwork. The financial loans are available to the majority individuals, while they generally have to be repaid inside two weeks.

By taking out a cash advance, make sure that you are able to afford to cover it rear in 1 or 2 days. Payday loans must be utilized only in emergency situations, whenever you really have no other alternatives. If you take out a payday advance, and cannot pay it rear immediately, a couple of things come about. Initially, you need to spend a fee to keep re-stretching out your loan before you can pay it back. Second, you keep getting incurred a lot more attention.

In case you are thinking about taking out a cash advance to repay an alternative credit line, cease and ponder over it. It may turn out charging you considerably far more to work with this technique more than just paying delayed-transaction costs on the line of credit score. You will be tied to finance expenses, app costs as well as other service fees which can be connected. Think long and tough should it be worth it.

If you feel you may have been used benefit of by way of a pay day loan company, document it immediately for your state federal government. In the event you hold off, you can be negatively affecting your probabilities for any type of recompense. Also, there are lots of people out there as if you that want true support. Your reporting of these poor businesses are able to keep others from getting related circumstances.

The best way to make use of a cash advance is usually to spend it back in full without delay. The fees, attention, along with other expenses related to these financial loans can cause considerable personal debt, that may be extremely difficult to settle. So when you can pay the loan away, undertake it and do not expand it.

Use treatment with private information on payday loan software. Since it could be necessary that you allow out personal data, understand that some frauds exist. Make certain the company you might be working together with is reliable.

When applying for any type of payday loan, always make sure that you’re getting honest. However it might seem like the perfect way to obtain the financial loan nonetheless, it is actually typical for such businesses to financial loan to credit rating pushed individuals. This will likely only damage your chances of obtaining future financial loans, when trapped being untruthful on these kinds.

You must get payday cash loans from a physical area rather, of depending on Internet websites. This is an excellent thought, since you will understand exactly who it is you will be borrowing from. Check the sale listings in your neighborhood to find out if there are actually any loan providers in your area before heading, and look on-line.

You must only take out a payday loan if you completely must. These loans usually produce a vicious cycle that may be difficult to get away from. Each and every paycheck, the payday advance will consume your cash, and you may not be fully out from debts.

With the amount of pay day loans on the market, it is wise to evaluate interest rates before selecting which bank loan you will apply way too. Online payday loans have notoriously high interest rates, and still, some are higher than other people. Try, and select a payday advance which offers the lowest interest rates achievable, so that you can save money.

As you now have an idea of the things is linked to receiving a cash advance, you should truly feel a bit more confident about what to consider in terms of pay day loans. Concern with pay day loans is pointless. To prevent a pay day loan when you actually need one could simply be damaging to you. With proper preparing and use, payday cash loans can be valuable and take away any anxieties associated with negatively affecting your credit history.

Your Environmental Leadership in the Upstream Petroleum Industry

Identify your real needs for secondary containment leadership and how to support them with the right choices for your field tank operations. Choices and decisions need to be made for secondary spill containment, tank secondary containment, spill containment berms, and secondary containment systems for above ground storage tanks that are all representative of secondary containment for environmental protection. Gaining the tools and right information in order to form leadership decisions in your field can be a weighty responsibility and one that demands your attention and with the abundance of misinformation out there it may also be tedious. Leadership in your Field Operations however requires that the question be answered: “what is in this for me” as a leader?

We understand your scope-of-your-work, responsibilities, as leaders that you must give to environmental protection today, it is significantly important and often also urgent. Gaining the tools and right information in order to form leadership decisions in your field can be a weighty responsibility and one that demands your attention and with the abundance of misinformation out there it may also be tedious. We believe that you will find the support network in this article that you need to form quality leadership decisions toward environmental Secondary Containment for your field operations. You will find this approach is different in that we believe that making a difference is often more important than simply making a sale.

First lets identify your real needs for secondary containment leadership and then support them with the right product choices.

1. “Protecting Your Investment; Preserving Our Environment”. You need what may sound simplistic but really isn’t and is stated in our Manufacturing Division use for their trademark: “Protecting Your Investment; Preserving Our Environment” – a simple slogan but saying much more.

2. Confidence, Security, Assurance. Your secondary containment installation should leave you confident at the end of the day that it will provide the level of protection required. You need to know that potential spilling from the primary tank will remain secure within the bounds of the containment. And you need the assurance that you as a leader have made the wise choice best suited for your operations. In many ways assurance is most important of these three as it really defines that question we have about any product: “what’s in it for me?”.

3. Environmental Regulatory Compliance. You need to be confident that your secondary containment installation meets all of the county, state or provincial, and Federal Codes. EPA, SPCC, NFPA, OSHA, OH&S, ERCB, SEM and more. Does your secondary containment supplier have these codes considered in their product engineering? Confidence, security, & assurance in your product supplier and the product goes a long ways in answering real needs.

4. To ‘Audit-Proof’ your site. Today with so many large EPA fines and shut-downs in the news almost weekly it is critically important that you ‘audit-proof’ your site. While most of the “news” related fines are in reaction to an actual spill occurrence rather than a regional inspection, it is wise to give leadership to secondary containment in SPCC plans in a proactive way rather than to follow through after a spill occurrence. Poor leadership tends to react rather than act. This is true leadership when we can foresee potential problems and place actions in place beforehand. One of your real needs is to ‘audit-proof’ your site in a proactive way.

5. To Show Community Responsibility. More and more Producers are recognizing this need in a participatory way by actively including themselves in the local community. For many of us leaders, we must live in the same community that we work. To answer some of the community’s concerns about our operations and the environment some producers today join league with other producers in the region to give ‘town hall’ type presentations to address community questions. Our community needs to know that we as Producers are showing community responsibility. Secondary Containment does have a role to play in Showing Community Responsibility. To many local residents the sight of a Steel Containment Berm surrounding the tank speaks “confidence” and “security” more than the former days when tanks were bermed only with dirt. It gives assurance to the community that your operations are environmentally responsible in the community. (You may have noticed here the law of leadership… Only when the leaders has confidence, security, and assurance himself can he give confidence, security, and assurance to others…)

6. Ease of Construction. The ease of construction of your secondary containment system becomes important on two levels. First, in the matter of overall project cost. Second, in consideration of your local roustabout crew doing the assembly. A rule-of-thumb with any product and project is “to keep it simple”. A typical secondary containment berm should be assembled in less than a day following proper pad preparation. Aside from the visible sense of accomplishment at day’s end though is that the ease of construction reflects highly upon your leadership among even the working crews. Leaders make wise choices before construction commences. Another real need then is ease of construction.

7. To Demonstrate Financial Responsibility. As an operations leader you need to demonstrate that you have been “financially responsible” in your decisions for the Owners and Shareholders of your Production Facility. Knowing that you have gotten a ‘best price’ on the product and the ease of construction goes a long way in showing leadership in this arena. We have discovered that at many locations where indigenous soils are not available to berm tanks and must be hauled and constructed, the cost of dirt berms is often greater than that of assembled steel. Care must be taken however with choice of steel product. Some agricultural manufacturer steel products supplied for upstream petroleum secondary containment may appear lower in initial cost only to suffer in installation costs and time creating a higher project cost. There is a real need for operations leaders to demonstrate financial responsibility. We help you meet these needs.

Bristar Containment is a leader in Secondary Containment Manufacturing based in Denver CO and Wimborne AB that has addressed these real needs with products and services that give Leadership to this sector of the industry Secondary Containment. Bristar’s leadership in 15 years of serving Upstream Petroleum Operators & Producers needs has tailored solutions directly for the field and for leaders in the field. Bristar Containment Industries Ltd is the only Steel Berm Manufacturer specifically native to the Upstream Petroleum Industry. Why does this make a difference?

“The difference is in the engineering”. Bristar Steel looks different. (See: The resource box below for details.) Bristar’s design approach to secondary containment has not been adapted from agricultural backgrounds but is rooted in Professional Civil Engineering that meets specific “oilfield” parameters and codes & requirements. Being birthed out of a background of Oilfield Production Tank Fabrication and Production Measurement in 1995 Bristar employed veteran Petroleum Engineering Services to engineer a secondary containment system specific to Upstream Petroleum use. Being strict in their parameters to meet various codes, Government regulatory requirements and their own critical goals gives Bristar the confidence, security, and assurance that manufactured Secondary Containment products meet your real needs.

View details on these need-meeting products in the resource box provided with this article and to obtain your free information and specification sheets and downloads for your tank farm site.